KIA Financing

KIA Financing

Choose Fast and Easy KIA Financing


New KIA Models on Sale in Richmond, CA

At Hilltop KIA in Richmond, CA, we’ve got the best selection for drivers in San Pablo, Albany, and San Francisco’s entire East Bay region. Choose from over 90 brand new KIA cars and SUVs at great prices. We’ve also got the family-friendly 2024 KIA Carnival Minivan with best-in-class cargo and passenger space.

Now is a good time to take advantage of our Featured KIA Vehicles. Each one is hand-picked by our experts according to customer popularity and competitive pricing. Right now, we’re featuring 8 exciting KIAs including the 2024 KIA Telluride in several trim levels.

Get More from the Hilltop KIA Finance Center

Trust the Hilltop KIA Finance Center for excellent offers on KIA lease and financing deals. Whether you want a brand new KIA car or a pre-owned KIA SUV, we’ll help you get behind the steering wheel with the best APR financing available.

Our staff of professional auto finance experts works with a wide variety of local and national lenders to secure the interest rates and terms that work best for you. Don’t worry if your credit score is good, bad, or in between—we offer the help you need.

KIA Lease vs KIA Financing

Once you choose your favorite new KIA car or SUV, if you’re not paying cash, you have to decide whether you want to lease it or finance it. Since there are positive aspects to both options, it just depends on which is right for you.

Financing a new car means purchasing it with an auto loan. You borrow money from a credit union or bank and pay it back over time with monthly payments plus interest. Leasing a new vehicle is like renting it for a longer term—usually 36 or 48 months—then returning it when the lease term is ended.

Both options require monthly payments. Finance payments are higher because you’re paying the entire cost of the vehicle. Lease payments simply cover the cost of the car’s depreciation while you’re driving it.

The Benefits of Financing or Leasing Through Hilltop KIA

There are plenty of good reasons to finance or lease your new or pre-owned KIA at Hilltop KIA. We offer low interest auto loans for customers with good credit history, and special financing options for customers who need to build their credit.

You can get started on the loan or lease process from the comfort of home with our easy online finance tools. Get a Quick Quote on the KIA of your choice, determine your monthly payments with our Payment Estimator, and discover what your current vehicle is worth with our Value Your Trade tool.

Check Out KIA Lease Options in Richmond, CA

Stop into Hilltop KIA in Richmond, CA and find out how easy it can be to drive away in a brand new KIA. Our friendly finance experts will be glad to go over lease and finance options on your favorite new or pre-owned KIA car or SUV.