Shop New Kia Models in Richmond, CA

Stop by Hilltop Kia in Richmond, CA, bordering San Pablo, Albany, El Cerrito, and Pinole, for an exciting selection of brand new Kia models. Feel free to search our inventory of over 75 new 2023 and 2024 Kia cars, SUVs, and the family-loving 2024 Kia Carnival minivan.

The Best Car Finance Deals are at Hilltop Kia

Don’t let auto finance worries stop you from getting a new Kia. At Hilltop Kia, we make buying a car easy with affordable financing options from the experts in our Kia Finance Center. They work with you to create personalized finance plans that fit your budget.

That’s because we partner with a wide range of finance companies and online lenders to find the best annual percentage rates (APR) and terms possible for all our customers. You won’t find this level of personal service at any other car dealership.

Easy, Affordable Financing the Kia Way

Once you decide on your favorite Kia, you have several options on how to purchase it. You can pay the entire purchase price of the vehicle up front, you can finance the vehicle with an auto loan, or you can lease the vehicle.

Since paying the total amount isn’t possible for everyone, many car buyers finance their new Kia by taking out a car loan. Once the loan amount is fully paid, you own the vehicle and can continue to drive it with no monthly payments, or sell it and buy a new vehicle.

Lease a New Kia with Low Monthly Car Payments

Leasing a vehicle is essentially like borrowing it for a specified amount of time or lease term. You pay a monthly fee to use it, and when your lease term is up, you simply return the vehicle. Many drivers choose to lease for the lower monthly payments.

Lease payments are smaller than car loan payments because you’re not paying the total cost of the vehicle. Instead, you’re just paying the depreciation, or difference, between the car’s value when new and its expected value when the lease ends.

Get Help from the Hilltop Kia Finance Center

At Hilltop Kia, we make Kia loans and leases easy with the help of trained professionals with plenty of experience in auto lending. If you’re thinking of a new Kia, sit down with one of our experts to go over loan terms, rates, and other questions you might have.

We’ll let you know about our latest Kia New Vehicle Specials and Kia incentives that will help you save money whether you’re buying or leasing your new Kia. You can fill out a loan application while you’re here, or get started online.

Shop at Hilltop Kia for Great Finance and Lease Deals

Visit Hilltop Kia in Richmond, CA and we’ll help you get behind the steering wheel of a brand new Kia with help from the experts in our certified Kia Finance Center.